$559,900

Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable… Read More boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about. Read Less

Courtesy of Staci Stevens, Castaways Island Realty LLC.

Listing Snapshot

Days Online

103

Last Updated

Sep 23, 2026

Property Type

SingleFamilyResidence

Beds

Full Baths

Square Ft.

1,194

Lot Size

0.18 Acres

Year Built

1974

MLS Number

2026025325

Additional Details

Property Access

Road Responsibility: PublicMaintainedRoad

Appliances & Equipment

Dryer, Dishwasher, ElectricCooktop, IceMaker, Microwave, Refrigerator, RefrigeratorWithIceMaker, Washer

Building

Built in 1974, Living area: 1194.0, Building faces South, 1 storey, Entry level: 1, Construction Materials: Block, Concrete, Stucco

Community

1 units in community, BoatFacilities

Cooling

CentralAir, CeilingFans, Electric

Disclosures

OwnerHasFloodInsurance

Exterior Features

Patio/Porch Features: Open, Patio, Porch, Courtyard, Patio, RoomForPool, Storage

Floors

Terrazzo, Tile

Garage

1 spaces

Heating

Central, Electric

Home Owner's Association

Association Fee: $0, Fee Includes: None, Amenities: None

Interior Features

BreakfastBar, BedroomOnMainLevel, FamilyDiningRoom, KitchenIsland, LivingDiningRoom, None, WindowTreatments

Laundry

InGarage, LaundryTub

Lot

0.18 acres, Dimensions: 74 x 112 x 68 x 112, RectangularLot

Parking

1 covered spaces, Attached, Driveway, Garage, Paved, RvAccessParking, TwoSpaces

Pets Policy

Allowed: Yes

Property

Resale, Other structures: Outbuilding, Canal, Mangroves, Water

Roof

Metal

Security Features

None, SmokeDetectors

Sewer

SepticTank

Taxes

Parcel Number: 02-46-22-11-0000E.0060, Public Survey Range: 22E, Public Survey Section: 02, Public Survey Township: 46, Annual Amount: $4,374.07, Tax Block: E, Legal Description: BAYVIEW ACRES BLK E PB 11 PG 101 LOT 6, Lot: 6, Year: 2025, Zoning description: RS-1

Utilities

CableAvailable, HighSpeedInternetAvailable, Water Source: Public

Water Features

CanalAccess, NavigableWater, Seawall

Windows

SingleHung, Shutters, WindowCoverings

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