$725,000

This is your opportunity to own in Harborage, a gated, lakefront boating community built around a private water-ski lake, at the most attainable price point in the neighborhood. For the buyer who's been priced out of Southwest Florida's premier waterfront communities, this beautifully renovated home is the rare, affordable way… Read More into a lifestyle that simply isn't available anywhere else. Start with peace of mind. The main living level sits a full 11'10" above grade and has never taken water, even through Hurricane Ian, delivering the storm resilience that's so hard to find on the SWFL waterfront. Better still, the home's flood-insurance policy transfers to the new owner: a meaningful, money-saving advantage in today's market. Then there's the boating, and it's a setup that's tough to find anywhere in SWFL. Your private dock and boat lift sit right on Harborage's own private water-ski lake, complete with a ski course, perfect for skiing, kayaking, and fishing just steps from your back door. And when the Gulf calls, the community's private boat ramp launches you down the bridge-free 10 Mile Canal to Estero Bay and the open Gulf in 20 minutes. An oversized 4-car garage with epoxy flooring, plus onsite community boat storage, means room for the ski boat, the Gulf boat, the trailer, and all the toys, a serious boater's and car enthusiast's dream. Inside, a great-room plan with soaring vaulted ceilings and walls of windows frames tranquil lake views, with modern finishes throughout for a turnkey feel. The fully updated chef's kitchen features a large center island with bar seating, a walk-in pantry, and custom built-in shelving. The spacious primary suite is a true retreat with a walk-in closet, dual vanities, a separate tub and shower, and private deck access over the water. With 3 bedrooms plus a den, 3 full baths, a media room, a great room, and a workshop across a two-story design, including a first-floor bedroom and guest bath, there's room for family, guests, and hobbies alike. Step outside to a fire pit for sunset gatherings, an outdoor shower, an open lanai, and an expansive covered entertaining space beneath the home, all on a generous .30-acre homesite with a tile roof and full storm shutters. Harborage residents enjoy a clubhouse, community pool, private lakefront beach, tennis and pickleball courts, basketball, boat storage, and a community park, all behind secure, gated entry within this welcoming 130-home community. Ideally located minutes from Fort Myers Beach, Sanibel Island, RSW International Airport, Gulf Coast Town Center, and Coconut Point. Affordable, elevated, renovated, and built for the very best of the Southwest Florida waterfront lifestyle, schedule your private showing today, before this rare opportunity is gone. Two photos include artistic renderings of potential outdoor improvements. Features shown do not currently exist and are for visualization purposes only. Both photos are clearly marked as such. Read Less

Courtesy of Martin Hawley, KW Florida Living.

Listing Snapshot

Days Online

Last Updated

Nov 9, 2026

Property Type

SingleFamilyResidence

Beds

Full Baths

Square Ft.

1,982

Lot Size

0.3 Acres

Year Built

1987

MLS Number

2026046434

Additional Details

Property Access

Frontage Type: PrivateRoad, Road Responsibility: PrivateMaintainedRoad, Road Surface: Paved

Appliances & Equipment

Dryer, Dishwasher, ElectricCooktop, Disposal, IceMaker, Microwave, Refrigerator, RefrigeratorWithIceMaker, SelfCleaningOven, Washer

Building

Built in 1987, Living area: 1982.0, Building faces South, 2 stories, Levels: Two, MultiSplit, Construction Materials: Block, Concrete, Stone, Stucco, VinylSiding, WoodFrame

Community

130 units in community, BoatFacilities, Gated, StreetLights

Cooling

CentralAir, CeilingFans, Electric

Disclosures

DisclosureOnFile, DeedRestriction, SellerDisclosure

Exterior Features

Patio/Porch Features: Balcony, Deck, Open, Patio, Porch, Deck, IrrigationSprinklers, Patio, Storage, ShuttersManual

Floors

Vinyl

Garage

4 spaces

Heating

Central, Electric

Home Owner's Association

Association Fee: $4,000, Fee Frequency: Annually, Fee Includes: RecreationFacilities, Security, Amenities: BeachRights, BasketballCourt, BoatRamp, Clubhouse, Pickleball, Park, Pool, RvBoatStorage, TennisCourts

Interior Features

BreakfastBar, BedroomOnMainLevel, Bathtub, DualSinks, KitchenIsland, LivingDiningRoom, Pantry, SeparateShower, CableTv, VaultedCeilings, WalkInClosets, Workshop

Laundry

WasherHookup, DryerHookup, Inside

Lot

0.296 acres, Dimensions: 80 x 170 x 80 x 170, RectangularLot, SprinklersAutomatic

Parking

4 covered spaces, Attached, Driveway, Underground, Garage, Paved, TwoSpaces, OnStreet, GarageDoorOpener

Pets Policy

Allowed: Yes

Pool

Community

Property

Resale, Landscaped, Lake, Water

Roof

Tile

Security Features

None, SmokeDetectors

Sewer

AssessmentPaid, PublicSewer

Taxes

Parcel Number: 07-46-25-05-00000.0090, Public Survey Range: 25E, Public Survey Section: 07, Public Survey Township: 46, Annual Amount: $3,408.69, Legal Description: HARBORAGE SUBD PB 38 PG 6 LOT 9, Lot: 9, Year: 2025, Zoning description: PUD

Utilities

CableAvailable, HighSpeedInternetAvailable, Water Source: AssessmentPaid, Public

Water Features

Lake

Windows

DoubleHung, DisplayWindows

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